Affirm Pay FAQs
Updated over a week ago

Instead of paying in full for hotspots and phones, you can use Affirm to pay over time on Here are a couple of common questions about Affirm, but you can always find the most detailed information on

What's Affirm?

Affirm gives you flexible ways to pay for your purchases over time. When you’re ready to check out, just choose the payment plan that works for you and your budget. No hidden fees. What you see is what you pay.

Will using Affirm impact my credit or require a credit check?

Applying for Affirm will not impact your credit score, but they do run a soft-credit check inquiry for pre-qualification for any terms longer than Pay in 4. If you decide to buy with Affirm, that may impact your credit score. You can find more information at

Who do I contact with additional questions regarding Affirm or my payment plan?

Our friends at Affirm are your best resource. Check out to find answers to a range of questions.

Where can I view my Affirm account summary and payment history?

Download the free Affirm app here to check the status and manage your loan.

How can I make a payment on my Affirm loan?

You will make payments directly in your Affirm account. You can keep things simple and enroll in AutoPay so you never miss a payment.

Are there any additional fees associated with Affirm?

No. Affirm doesn’t charge application fees, late fees, hidden fees, annual fees, or sign-up fees.

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